Now is definitely the time to act if you are serious about saving money on your home loan.

Adding to the slew of great offerings presently on the market, we are excited about the latest deal from two different lenders eager to win your business. Both NAB Broker and AFG Home Loans have announced a “Four Under Four” campaign which sees One, Two, Three and Four Year Fixed Rate products all below 4%. Sounds too good to be true? Well, it’s not!

Depending on total borrowings, whether you are going principal and interest or interest only and if the purpose is for owner-occupied or investment, there are some snappy rates up for grabs. With AFG offering an unbeatable 3.79% for Three Years (comparison rate 4.20% ) this is just one of the many options well worth considering.

But if it’s variable you are after, there are some great rates under 4% also, so its win-win all round.

And if you can’t decide to go either fixed or variable, don’t worry, you can do both with a split loan.